Licensed Home Inspection Includes

FAQs

FAQ 1: What is a Home Inspection?

Our Licensed Home Inspector will thoroughly inspect your house within 3-5 hours and provide you a detailed inspection report including deficient, marginal, and unsafe items or systems. In the report, we will include suggestions for repairs, suggestions for maintenance and recommendations for correcting, monitoring or further evaluating deficient items or systems.

FAQ 2: What is a Wind Mitigation Report?

The purpose of a wind mitigation inspection is to determine the appropriateness of a given structure's construction in the event of strong winds, such as those present in a hurricane. A homeowner with windstorm insurance can often submit the results of this report to their insurer and obtain discounts on their windstorm insurance premium.

Wind mitigation inspections look for construction features that have been shown to reduce damage during hurricanes. The factors found during the inspection that help determine a home's stability are; the age of the home, the age of the roof covering with documentation to prove that the roof was installed following building codes, the method of attachment of the roof to truss/rafters, the roof to wall attachment, the shape of the roof, the presence of a secondary water resistance barrier, and the opening protection rating of the home such as shutters.

Typically, wind mitigation inspection can be performed within an hour and can help you save money on your insurance premiums for the next 5 years.

​The wind mitigation inspection is not an inspection of the overall structure of the home and does not determine the condition of your home. If you are interested in knowing the condition of the home, we suggest also having a full residential inspection completed in addition to your wind mitigation.

FAQ 3: What is a 4-Point Inspection?

Many insurance companies require homes that are more than 30 years old, or even just 10 years old, to have a 4-point inspection completed before you can obtain homeowner's insurance in Florida.

A 4-point inspection is an examination of the current condition of a house reviewing four major systems: roofing, electrical, plumbing and HVAC (heating, ventilation, and air conditioning).

For example, someone seeking coverage for a home that is 30 years old may have electrical or HVAC system issues that could arise within the next few years. Insured homeowners will likely seek reimbursement for such issues, costing insurers more in the long run. Insurance providers utilize the results of this exam to have a clear picture of the financial risk being taken on with the insured property.

New homeowners can also use this as a tool to gauge whether the prospective property is worth the investment before fully committing financially to a mortgage. Noticeable issues found in the four major systems of the home can be telling future headaches on the horizon.

The 4 Point inspection is not an inspection of the overall structure of the house and does not determine the overall condition of your home. If you are interested in knowing the condition of the home, we suggest also having a full residential inspection completed in addition to your 4 point inspection.